Unfortunately, unless you have lost tens of billions of dollars, you're pretty well screwed. See, if you are at the top of Wall Street and have your friends pay you over $460 million despite one of the most ridiculous business models in modern history (the dot com bomb has nothing on the real estate bubble), that's OK. For everyone else, this translates into personal debt, a weakening paycheck and another 63,000 jobs being chopped.
Let's ask McCain how the Bush economic adviser he hired will somehow do better this time. And then his economic brain Phil Gramm can tell us about the banking laws he engineered that brought us to this state. Go ahead and tell us how great it might be in the future with the same bogus system.