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Monday, July 07, 2008

McCain's healthcare plan to destroy employer involvement

Of course it's going to encourage employers to scrap their contributions towards employee healthcare plans. C'mon, how stupid do you have to be not to see this? Let's think about what employers are already doing with death benefits. And for those who forgot, McCain's economic brain (he sure doesn't have one) Phil Gramm still can't believe the consequences of his own legislation that brought down Wall Street and led to the current credit crisis. These people have no idea what happens in the real world with their half-baked ideas but this so damned obvious. Whenever tax breaks are given to business, it's a mad rush to take advantage of the new law so millions of Americans will be stuck with nothing but their crappy tax credit.

Even worse, who can honestly think that navigating McCain's proposed plan will be easy? This will be a free-for-all for insurance companies with no guiding rules other than the elusive free market that can mean just about anything, but mostly BS in this case. Every insurance company out there will spin numbers beyond comprehension, making comparison shopping - for those who actually have the free time - impossible. As it stands today, most Americans rely on their employers to navigate this tricky system and choose the best solution. The people making these decisions invest a lot of time in the process but with this plan, that's all thrown out to everyone. Americans are stretched enough between work and taking care of their families so this will be yet another complicated process to figure out. Do Republicans always have to throw the middle class to the wolves like this? Sure it's easy when you marry into $100 million, but we're not all as "lucky" as McCain.

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