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Thursday, June 04, 2009

People are now not filling prescriptions to save money

I considered doing the same last November when Blue Cross cut me off. I asked my doctor if I could just stop taking my asthma medicine for two months. She wasn't amused. I'm not surprised people are cutting back - insurance simply doesn't cover a lot of things, even for those of us who buy the best policies that exist for people in our category (i.e., I'm self-employed). It's one big scam, and it needs to be fixed for everybody, rich, middle income, and poor. Everybody.

NYT:

One recent Wednesday, James S. Crawford, newly discharged from the hospital after his third heart attack, fanned six green slips across the counter as if showing a hand of cards. There were a pair for high blood pressure, one each for angina, cholesterol, and acid reflux, and a renal vitamin for his kidney disease. “I need to know the prices,” he said.

Ms. Suber, the pharmacist, explained what each drug was for and listed the co-payments under Mr. Crawford’s Medicare plan, ranging from $8.25 to $18.49 for a one-month supply. The renal vitamin, at $21.89, was not covered.

Mr. Crawford, 61, who makes do on $1,800 a month in Social Security and veterans’ benefits, decided he could afford only the heart, blood pressure and acid reflux pills. “If I can rob a bank,” he said, chuckling, “I’ll be back for the others.”

Before leaving, he handed over yet another prescription, just for safekeeping. It was for Plavix, an anticlotting drug that helps coronary patients avoid new blockages, and it had been written in early February after Mr. Crawford’s second heart attack. At $160, the co-payment was so high he had never considered filling it.

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